- Equifax dispute website or call 800-685-1111.
- Experian dispute website or call 888-397-3742.
- TransUnion dispute website or call 800-916-8800.
- Your full name, address, and phone number.
- Full account number and account type (e.g. credit card, personal loan, checking).
- Specific details of what you're disputing, including an explanation of why it's incorrect.
For your convenience, a Consumer Report Dispute Form is available to print and fill out with this information.
We'll also need copies of supporting documentation, such as:
- The relevant portion of your consumer report containing the alleged error.
- Monthly statements reflecting account activity.
- A police report or a fraud/identity theft affidavit.
When you're ready, refer to the table below to send the case to the correct team. Once received, we'll review the details and send a written response.
Account type
Contact information
Checking and savings accounts
Reserve lines of credit
Personal loans
Auto, boat, and other vehicle loans
Vehicle leases
Home equity lines of credit (HELOC)
Manufactured housing loans
Mail to:
U.S. Bank
Attn: Consumer Bureau Dispute Handling (CBDH)
PO Box 3447
Oshkosh, WI 54903-3447
Phone: 844-624-8230
Home equity installment loans (HEIL)
Home mortgage loans
Mail to:
U.S. Bank
Attn: Consumer Bureau Management Department
PO Box 21844
Eagan, MN 55121
Fax: 866-350-2034
All consumer credit cards
Personal lines of credit
Mail to:
Consumer Recovery Department
Attn: CBR Disputes
PO Box 108
St. Louis, MO 63166-0108
Contact us
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Minneapolis, MN 55402 © 2024 U.S. Bank end of main
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